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研究生: 廖寅成
Yin-Cheng Liao
論文名稱: 區塊鏈應用供應鏈金融之個案研究
A Case Study of Blockchain Technology on Supply Chain Finance
指導教授: 劉代洋
Day-Yang Liu
口試委員: 鄭仁偉
Jen-Wei Cheng
許馨方
Hsin-Fang Hsu
學位類別: 碩士
Master
系所名稱: 管理學院 - 財務金融研究所
Graduate Institute of Finance
論文出版年: 2020
畢業學年度: 108
語文別: 中文
論文頁數: 57
中文關鍵詞: 供應鏈金融區塊鏈
外文關鍵詞: Supply Chain Finance, Blockchain
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  • 供應鏈金融(Supply Chain Finance)突破了傳統金融機構的融資模式,將核心企業和其上、下游中小企業結合,並提供資金以及金融服務。除了將資金有效注入供應鏈中以解決中小企業融資的困難,金融機構更可以透過供應鏈金融將徵信機制從核心企業導入上、下游企業,掌握並加強其商業信用,也可以達到更好的風險控管,進而促進供應鏈的合作關係,提升供應鏈的競爭能力。發展至今,供應鏈金融已擁有完整的框架與成熟的理論,而近年來隨著新興科技如人工智能(Artificial Intelligence)、區塊鏈(Blockchain)、大數據(Big Data)、雲端計算(Cloud Computing)、物聯網(Internet of Things)的發展,以及金融科技公司、電子商務公司的快速興起,為供應鏈中的金融機構、核心企業、中小企業以及物流機構的金融服務提供了新的助力與視野。
    本論文透過理論分析區塊鏈應用在供應鏈金融中所擁有的潛力,以及應用區塊鏈技術可以對供應鏈金融流程提供的優化,並且帶給供應鏈金融新的發展。同時透過個案訪談做研究探討,分析本國在未來區塊鏈技術在供應鏈金融的發展規劃與運用,以及對於供應鏈企業融資的效率性、流程的優化與透明化,是否能夠做到整體性的提升與改善,並且成為成功的區塊鏈金融科技應用。


    Supply chain finance changes the financing method of traditional financial institutions by combining core business enterprises with their SMEs, and provides capital and financial services. In addition to effectively providing funds into the supply chain to solve the financing difficulties of SMEs, financial institutions can use the supply chain finance to import credit investigation from core business enterprises to their upstream and downstream enterprises, also achieve a better risk management. Which in turn promotes the cooperation and the competitiveness of supply chain. Nowadays, not only the supply chain finance has a complete framework and theory, with the developing technologies such as artificial intelligence, blockchain, big data, cloud computing, the Internet of Things, and the rapid rise of Fintech companies and e-commerce companies, it also provides a new mode of services for financial institutions, core business enterprises, and SMEs in the supply chain.
    This thesis analyzes the potential of combining blockchain with supply chain finance, and whether or not it can optimize the process and bring new development to the supply chain finance. Meanwhile, through a case study and interview to research the future development and application of blockchain technology in supply chain finance, also analyze whether or not it can improve the process, efficiency, and transparency of supply chain finance as it becomes a successful Fintech application.

    摘要 I ABSTRACT II 誌謝 III 目錄 IV 圖目錄 V 第壹章 緒論 1 第一節 研究背景與動機 1 第二節 研究問題與目的 3 第三節 研究範圍與流程 4 第四節 研究限制 5 第貳章 文獻探討 6 第一節 供應鏈金融概述 6 第二節 區塊鏈技術 10 第三節 供應鏈金融架構及其挑戰 14 第四節 區塊鏈應用供應鏈金融框架 20 第五節 區塊鏈應用供應鏈金融影響 29 第參章 研究方法 31 第一節 研究設計 31 第二節 個案訪談 31 第肆章 個案分析 34 第一節 動機與背景 34 第二節 發展與應用 35 第三節 挑戰與限制 37 第四節 區塊鏈技術框架 38 第五節 預期效益與未來規劃 39 第伍章 結論與建議 41 第一節 研究結論 41 第二節 研究建議 43 參考文獻 44

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