簡易檢索 / 詳目顯示

研究生: 羅海產
Jesand Lopez Cruz
論文名稱: 監理科技與資訊安全在金融科技發展趨勢之研究—以台灣為例
Regulatory Technology and Cybersecurity on FinTech Development in Taiwan
指導教授: 鍾建屏
Chien-Ping Chung
口試委員: 黃思皓
Szu-Hao Huang
黃政嘉
Jheng-Jia Huang
學位類別: 碩士
Master
系所名稱: 管理學院 - 管理學院MBA
School of Management International (MBA)
論文出版年: 2021
畢業學年度: 109
語文別: 英文
論文頁數: 69
中文關鍵詞: CybersecurityFinTechRegTechData IntegrityData Protection
外文關鍵詞: Cybersecurity, FinTech, RegTech, Data Integrity, Data Protection
相關次數: 點閱:203下載:0
分享至:
查詢本校圖書館目錄 查詢臺灣博碩士論文知識加值系統 勘誤回報

  • This research investigated and explored the degree of specialized perception on data security, concentrating on Third-Party Security jeopardy factors, data integrity risks, and application security safeguard to have an insight about the competent authority, bank firms, and FinTech pioneers' degree of information concerning the Taiwan Cyber Security Industry Development Action Plan. Data were analyzed derived via professor and researcher semi-structured with open-ended format interviews, and data were analyzed according to Creswell's (2013) Data Analysis Spiral method.
    Findings suggest that financial institutions and new FinTech institutions align as much as possible to meet the objectives of the Taiwan National Cyber Security Program geared towards enhancing cybersecurity protection and communications network response measures to enhance the resilience and security of the national baseline network.
    The research concludes with a discussion of the study's limitations, a caveat emptor against generalizing its findings, and general implications FinTech companies or authorities ought to consider improving and foster better guidelines and security practices to line up with the Taiwan Cyber Security Industry Development Action Plan.

    Abstract 2 Acknowledgment 5 Table of content 6 List of figures 8 List of figures 9 Chapter 1: Introduction 10 1.1 Research Content 10 1.2 Research Background 11 1.3 Research Aim 12 1.4 Research Structure 13 Chapter 2: FinTech Development and Cybersecurity 15 2.1 FinTech development and cybersecurity in the financial industry 15 2.2 Cybersecurity in Taiwan 18 2.3 The trend of Open Banking and Cybersecurity in Taiwan 22 2.4 Information Security Management and policies 24 Chapter 3: Regulatory Sandbox and Technology in major countries 30 3.1 Regulatory Sandboxes 30 3.2 Regulatory Technology 31 3.3 Financial Regulatory Sandbox in the United Kingdom 32 3.4 Financial Regulatory Sandbox in Singapore 34 3.5 Financial Regulatory Sandbox in Australia 37 3.6 Financial Regulatory Sandbox in Taiwan 40 3.7 Financial Supervisory Commission (FSC) 43 3.8 FinTechSpace 44 Chapter 4: Methodology 46 4. 1 Data gathering 47 4. 2 Interview process 48 4. 2 Interview Questions 49 Chapter 5: Results and Discussion 53 5.1 Are FinTech and Bank companies able to ensure timely identification of all current and future risks in their services and take appropriate risk prevention/mitigation measures? 53 5.2 Are FinTech and Bank companies able to maintain audit trials to help effectively track data integrity issues? 58 5.3 Could the FSC effectively promote the use of RegTech in FinTech companies to ensure higher standards for data privacy and cybersecurity in Taiwan? 61 Chapter 6: Conclusion, Recommendations, and Limitations 62 6.1 Conclusion 62 6.2 Recommendations 63 6.3 Limitations 65 References 67

    2019-2020 Annual Report (2020). Financial Supervisory Commission, Republic of China (Taiwan).
    Alberts, C. J., & Dorofee, A. J. (2003). Managing information security risks: the OCTAVE approach. Addison-Wesley Professional.
    Arner, Douglas W., Janos Barberis, and Ross Buckley (2015), “The Evolution of FinTech: A New Post-Crisis Paradigm?” Georgetown Journal of International Law, 47, 1271.
    Creswell, J. W. (2013). Qualitative Inquiry & Research Design: Choosing among Five Approaches (3rd ed.). Thousand Oaks, CA: SAGE.
    Europe, I. (2015). PwC: 2015 Information Security Breaches Survey.
    Financial Conduct Authority (2015). Regulatory sandbox.
    Financial Conduct Authority (2016). Call for input on supporting the development and adopters of RegTech.
    IBM Security. 2020, “Cost of a Data Breach Report.”
    Cyber Security Management Act (2018). Executive Yuan, Republic of China (Taiwan).
    Fan, P. S. (2018). Singapore approach to develop and regulate FinTech. In Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1 (pp. 347-357). Academic Press.
    Financial Technology Development and Innovative Experimentation Act (2018). Financial Supervisory Commission, Republic of China (Taiwan).
    Financial Technology Innovative Experimentation Application Form (2019). Financial Supervisory Commission, Republic of China (Taiwan).
    FINTECH DEVELOPMENT ROADMAP, 2020. Financial Supervisory Commission Republic of China (Taiwan).
    FinTechSpace Application Guideline (For International Startups) (2020). FinTechSpace, Republic of China (Taiwan).
    Flyvbjerg, B. (2006). Five misunderstandings about case-study research. Qualitative Inquiry,12(2), 219-245.
    Hung, J. L., & Luo, B. (2016). FinTech in Taiwan: a case study of a Bank’s strategic planning for an investment in a FinTech company. Financial Innovation, 2(1), 1-16.
    International Standard (2013). ISO/IEC 27001 Information technology — Security techniques — Information security management systems — Requirements.
    International Standard (2013). ISO/IEC 27002 Information technology —Security techniques — Code of practice for information security controls.
    Jeník, Ivo, and Schan Duff. 2020. “How to Build a Regulatory Sandbox: A Practical Guide for Policy Makers.” Technical Guide. Washington, D.C.: CGAP.
    Leedy, P. D., & Ormrod, J. E. (2005). Practical research: Planning and design (8th ed.). Upper Saddle River, NJ: Prentice Hall.
    Kaspersky (2015). Carbank APT. The Great Bank Robbery. Moscow: Kaspersky Lab HQ.
    Komarov, A. and Martyukova, V. (2020). Neobanking as a direction of development of modern financial technologies.
    Kossakowski, K. P., Allen, J., Alberts, C., Cohen, C., & Ford, G. (1999). Responding to Intrusions. CARNEGIE-MELLON UNIV PITTSBURGH PA SOFTWARE ENGINEERING INST.
    Laws & Regulations Database of the Republic of China (2011). Organic Act Governing the Establishment of the Financial Supervisory Commission.
    Monetary Authority of Singapore (2004). Objectives and principles of financial supervision in Singapore.
    Monetary Authority of Singapore (2016). FinTech Regulatory Sandbox Guidelines.
    National Cyber Security Program of Taiwan (2017 to 2020), 2017. National Information and Communication Security Taskforce, Executive Yuan, Republic of China (Taiwan).
    Organic Act Governing the Establishment of the Financial Supervisory Commission (2011). Financial Supervisory Commission Republic of China (Taiwan).
    Personal Data Protection Act (2015). National Development Council, Republic of China (Taiwan).
    Scarfone, K., Grance, T., & Masone, K. (2012). Computer security incident handling guide. NIST Special Publication, 800(61), 38.
    Securities, A., & Investments Commission (2018). Licensing exemption for fintech testing.
    The enhanced regulatory sandbox (2020). Australian Securities & Investments Commission.
    The Monetary Authority of Singapore (2006). Fostering a sound and progressive financial sector. BIS, vol. 28, pp 337-45.
    Whitman, M. E., & Mattord, H. J. (2011). Principles of information security. Cengage Learning.
    Yin, Robert K. (2003), Case study research design and methods, Sage Publications, London.

    無法下載圖示 全文公開日期 2024/07/19 (校內網路)
    全文公開日期 2024/07/19 (校外網路)
    全文公開日期 2026/07/19 (國家圖書館:臺灣博碩士論文系統)
    QR CODE