金融業經營型態將因金融業資訊數位化而改變，且隨著金融科技應用發展趨勢不斷再進化，無論未來金融業樣態演變為何，一連串資訊安全挑戰將會不斷接踵而來。本研究是以利用生態系統理論做為基礎，並以金融業基本核心價值信賴（Trust）為主體，整理出金融業生態系統之間脈絡關係。為求維持金融業核心價值，本研究建議應將資訊安全融入組織策略與法規遵循之中。

本研究之重點在於建議金融業生態系統中每ㄧ個成員個體，應將資訊安全融入組織策略與法規遵循之中，並且須導入金融業資安系統框架，金融業才能得以創造出安全環境。唯有如此才能讓客戶放心將金融服務植入數位生活場域之中，並建立起客戶、供應商與相關利害關係人的信任基礎。再結合生態系統中重要的「利他、互補」理念，並透過金融業生態聚落合作，以鏈結客戶、上下游供應商與同業異業同盟，以建立共榮共存之金融業資安生態系統。

The business model of the financial industry will change with the digitization of financial industry information, and as the development trend of financial technology applications continues to evolve, no matter what the future financial industry will be, a series of information security challenges will follow. This paper is based on the use of ecosystem theory, with the financial industry’s basic core value Trust as the main body, sorting out the context of financial industry ecosystems. In order to protect the core values Trust of the financial industry, this paper suggests that cyber security should be integrated into organization strategies and regulatory compliance.

This paper suggests that every individual member of the financial industry ecosystem should integrate cyber security into organization strategies and regulatory compliance. Moreover, the cyber security framework of the financial industry must be introduced so that the financial industry can create a safe environment. Only in this way can customers be assured of embedding financial services into the digital life field, and establish a trust foundation for customers, suppliers and related stakeholders. And through the financial industry ecological settlement cooperation, to link customers, upstream and downstream suppliers and industry alliances, to build a financial industry cyber security ecosystem.

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