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Author: DO NGUYEN NGAN KHANH
DO NGUYEN NGAN KHANH
Thesis Title: 探索客戶在運用聯邦式學習進行資訊分享的意願
Exploring the Willingness to Adopt Federated Learning for Cross domain Information Sharing
Advisor: 張智傑
Chih-Chieh Chang
Committee: 何建韋
Chien-Wei Ho
葉羅堯
Lo-yao Yeh
Degree: 碩士
Master
Department: 管理學院 - 管理學院MBA
School of Management International (MBA)
Thesis Publication Year: 2023
Graduation Academic Year: 112
Language: 英文
Pages: 44
Keywords (in other languages): Federated Learning, Cross domain information sharing, UTAUT, TTF, Social Exchange Theory
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  • This empirical study explores the factors influencing the intention of working-age individuals to adopt Federated Learning (FL) for information sharing within the general industry, specifically examining the banking sector. By integrating the Unified Theory of Acceptance and Use of Technology (UTAUT), Task-Technology Fit (TTF), and Social Exchange Theory (SET) for the first time, this research investigates both the motivational and practical aspects influencing FL adoption. Analysis conducted using SmartPLS4 on data collected via a 7-point Likert scale survey reveals that “Trust” is the pivotal factor affecting user intentions, followed by social influence, effort expectancy, task-technology fit, and performance expectancy. Notably, perceived benefits substantially impact trust more than perceived costs, and technology characteristics exert a greater influence on task-technology fit than task characteristics, illustrating a privacy paradox in practice. This study fills a gap in understanding the multi-theory integration explaining FL adoption and proposes a foundational framework for implementing FL based on user-centric motivations and task-technology alignment.

    Abstract I Acknowledgments II Chapter 1 Introduction 1 1.1 Research background 1 1.2 Research purpose 6 1.3 Research structure 6 Chapter 2 Literature Review 7 2.1 Federated learning 7 2.2 Federated learning applications 8 2.2.1 Healthcare domain 8 2.2.2 Banking domain 10 2.3 Frameworks 11 2.3.1 The Unified Theory of Acceptance and Use of Technology (UTAUT) 12 2.3.2 Task-Technology Fit (TTF) 14 2.3.3 Social Exchange Theory (SET) 14 Chapter 3 Research Model and Hypothesis 18 3.1 Research model 18 3.2 Hypothesis development 19 3.2.1 TTF model 19 3.2.2 UTAUT model 20 3.2.3 SET model 22 Chapter 4 Research Methodology and Results 24 4.1 Research design and method 24 4.2 Data collection 24 4.3 Questionaire result 25 4.3.1 Descriptive analysis 25 4.3.2 Internal consistency and reliability 26 4.3.3 Discriminant validity 27 4.3.4 Hypothesis testing 28 Chapter 5 Discussions 31 5.1 Theoretical contributions 31 5.2 Theoretical implications 35 5.3 Practical implications 36 5.4 Research limitations 39 5.5 Suggestions and future directions 41 5.6 Conclusions 43 References 45 Appendix A 54 Appendix B 56 Appendix C 58

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