This thesis aim to analyses the general level and main determinants of commercial bank efficiency in Vietnam during 2014–2017 (12 quarters). The data envelopment analysis (DEA) methodology is applied to obtain efficiency estimates and then a Tobit regression is run to find its main determinants. The DEA results indicate that the system of Vietnamese commercial banks experienced a decline in the efficiency during the period of study. Average efficiencies score for this period of 73%, 88.6% and 81.8% for Technical Efficiency (TE), Pure Technical Efficiency (PTE) and Scale Efficiency (SE), respectively. Furthermore, total assets and deposits on total liabilities have a negative influence on banks efficiency, but equity on total assets and state ownership influence banks efficiency positively.

This thesis aim to analyses the general level and main determinants of commercial bank efficiency in Vietnam during 2014–2017 (12 quarters). The data envelopment analysis (DEA) methodology is applied to obtain efficiency estimates and then a Tobit regression is run to find its main determinants. The DEA results indicate that the system of Vietnamese commercial banks experienced a decline in the efficiency during the period of study. Average efficiencies score for this period of 73%, 88.6% and 81.8% for Technical Efficiency (TE), Pure Technical Efficiency (PTE) and Scale Efficiency (SE), respectively. Furthermore, total assets and deposits on total liabilities have a negative influence on banks efficiency, but equity on total assets and state ownership influence banks efficiency positively.

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