研究生: |
Kavita Shah Kavita Shah |
---|---|
論文名稱: |
A Case Study of the Emergence on Financial Technology A Case Study of the Emergence on Financial Technology |
指導教授: |
劉代洋
Day-Yang Liu |
口試委員: |
Chang, Guang-Di
Chang, Guang-Di Hsin-fang Hsin-fang |
學位類別: |
碩士 Master |
系所名稱: |
管理學院 - 財務金融研究所 Graduate Institute of Finance |
論文出版年: | 2018 |
畢業學年度: | 106 |
語文別: | 英文 |
論文頁數: | 68 |
中文關鍵詞: | FinTech 、financial technology, 、financial services 、banks 、financial institutions 、collaboration |
外文關鍵詞: | FinTech, financial technology,, financial services, banks, financial institutions, collaboration |
相關次數: | 點閱:335 下載:6 |
分享至: |
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Banks are portrayed as being neither deft nor quick when embracing new technologies because of their inheritance framework. However, times are changing, and new technologies are being advertised. With a specific end goal to adjust to unique circumstances and moving to more versatile frameworks and interconnected world, banks should adapt to new technologies and grasp changes effectively.
The development of financial technologies (FinTech) soar after 2008, and there are numerous purposes for this occurrence. New participants in the financial administration's segment, for example, colossal cutting-edge innovation organizations and innovative new companies offer new developments and advances. They shape the entire segment as far as directions which are made by experts, client propensities and techniques. While new participants are pulling in clients with their innovations and administrations, banks and other financial institutions or incumbents are being forced to collaborate with them and trying to adopt the original condition and ensure their interests.
Taishin international bank one of the company of Taiwan who is giving digital banking service itself has overgrown, and there are several companies contend to acquire revenue and more market share. Items that they offer are moderately like each other. That is the reason company ought to do the separation coordinated effort procedure, for example, fabricating a robust association with the clients. This thesis is expected to get more extensive comprehension about the development of financial technologies in worldwide in regards to this Taishin bank completing a joint effort with FinTech new business and to discover a superior strategy to implement this concept in future.
Drawing the traditional theory on collaboration, as well as scrutinizing the financial technologies ecosystem that influences these collaborations. It reveals that collaboration is a must and it offers myriad opportunities for the parties. It highlights the importance of adopting new environment and investing technology. It exposes that while capital and customer base are the main advantages of banks and other financial intuitions or incumbents, cutting-edge technologies and flexibility are main advantages of Fin-techs.
Key Innovation is an approach that brings all the creative assets, abilities and discipline to an organization keeping in mind the end goal to cooperate on delivering achievement thoughts and driving new business development. Now, it is planned to see FinTech as an open door for the Banks that should have been dealt with as crucial keeping in mind the end goal not to be abandoned by the FinTech new businesses.
The principle extent of this thesis will distinguish what works in the financial landscape are suitable for a FinTech based innovation, concentrating on Taishin banks and more how fundamental changes could help on conveying this innovation in banks.
Banks are portrayed as being neither deft nor quick when embracing new technologies because of their inheritance framework. However, times are changing, and new technologies are being advertised. With a specific end goal to adjust to unique circumstances and moving to more versatile frameworks and interconnected world, banks should adapt to new technologies and grasp changes effectively.
The development of financial technologies (FinTech) soar after 2008, and there are numerous purposes for this occurrence. New participants in the financial administration's segment, for example, colossal cutting edge innovation organizations and innovative new companies offer new developments and advances. They shape the entire segment as far as directions which are made by experts, client propensities and techniques. While new participants are pulling in clients with their innovations and administrations, banks and other financial institutions or incumbents are being forced to collaborate with them and trying to adopt the original condition and ensure their interests.
Taishin international bank one of the company of Taiwan who is giving digital banking service itself has overgrown, and there are several companies contend to acquire revenue and more market share. Items that they offer are moderately like each other. That is the reason company ought to do the separation coordinated effort procedure, for example, fabricating a robust association with the clients. This thesis is expected to get more extensive comprehension about the development of financial technologies in worldwide in regards to this Taishin bank completing a joint effort with FinTech new business and to discover a superior strategy to implement this concept in future.
Drawing the traditional theory on collaboration, as well as scrutinizing the financial technologies ecosystem that influences these collaborations. It reveals that collaboration is a must and it offers myriad opportunities for the parties. It highlights the importance of adopting new environment and investing technology. It exposes that while capital and customer base are the main advantages of banks and other financial intuitions or incumbents, cutting-edge technologies and flexibility are main advantages of Fin-techs.
Key Innovation is an approach that brings all the creative assets, abilities and discipline to an organization keeping in mind the end goal to cooperate on delivering achievement thoughts and driving new business development. Now, it is planned to see FinTech as an open door for the Banks that should have been dealt with as crucial keeping in mind the end goal not to be abandoned by the FinTech new businesses.
The principle extent of this thesis will distinguish what works in the financial landscape are suitable for a FinTech based innovation, concentrating on Taishin banks and more how fundamental changes could help on conveying this innovation in banks.
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